Just wanted to say thank you to everyone who helped me fight the battle with the Associates National/Citibank for the past several months. If not your input, help, numerous of posts and explaining, I would never had been able to do it. Thank you the board and you guys, I have CRYSTAL CLEAN reports (waiting for Citi TU's removal - this guys are SLOW!) with scores over 700! I got approved for Amex Gold Business Card a week ago and keep dreaming about Amex Starwood. I have already apologized for my english proficiency that frustrated a lot of people, but I would like to do so again. I have NOT yet won the battle but am pretty darn close. Actually, I think it is a done deal already (some of you know what I'm talking about from previous posts). Once again, THANK YOU. I would like to stay on this board to provide input and information I have learned over the past year to NEW members. Do exactly what you do ... every day and night.