I have a Cap One visa card that was opened in Aug. They also sent me an offer for a MC. I accepted it but was turned down for having opened/accepted another account in the previous 45 days. However, I wrote them via PFB two weeks ago, no response. A week ago, I called. Told them what happened, (unfair, their 45 day policy sucks, etc etc). Got an offer from them today: 500.00 limit, 99.00 security deposit, 59.00/year (and of course a high interest rate). This seems to be their standard offer. Nevertheless, I would like to thank everyone on the board for giving me the guts to GO FOR IT!!! Thanks...
congrats i did the same thing with them but i sent them 99 in feb they gave me 200 then in oct without even asking the sent me a pre approval on their gold card with the 500 i think there customer service kicks but!!!!!!! compared to orchard good luck