Raspberries to The Kid, Stan, Momo2 and FICO (who will never see an objective score from me again,they will see what I want them to) When I first found this board I was swinging like a blind man with my credit repair. You guys really helped me focus my efforts and it has payed off. In the ten months I have been here I have brought my scores from the low 600's to the high 700's. I now even have a no PP suit cooking against Citi and have gone from prey to predator. It feels good!! If I have left anyone out (LKH,CCNst sorry) good luck to everyone, it can be done with a little patience.Now its on to DW's report.