Just wanted to say thanks to all who take the time to share their experience and knowledge. It is truly a financial jungle out there. It has taken a long time for me to become more financially savvy and better manage finances, but also to work around the pitfalls promulgated by the credit reporting agencies. This forum gives more than you could learn from any book or course, and has helped me become more responsible. As in real life, nothing is perfect so every online forum will have a few issues, but this one is well monitored and the respondents sincerely care about sharing information. Bravo Credit Talk!
