thanks guys you all did again!

Discussion in 'Credit Talk' started by tonyastime, Jun 14, 2002.

  1. tonyastime

    tonyastime Well-Known Member

    SOme of you may remember me and speigel. THey had listed an account I disputed as not mine for about five months. After trying to reason with them and telling them I want them to validate I began to rack up the violations for a defense. It happend they never reported my account as "consumer disputes".
    For five months they verified info as accurate. Refuse to discuss taking the account off ( it was a charge off account and the only negative on my report thanks in part to you guys) .
    Well the attorney called after I filed and they were served, yada yada yada yada...... we have a settlement of deletion and paying all relates fees. about 140.00 dollars

    As for cmy redit reports:
    THESE PIPES ARE CLEANNNNNN!!!!!!!!!!
    seriously thanks guys for all your help, especially my man the lizardking.
    Keep the community alive guys it works!!!!!!!!!!!!!
     
  2. tonyastime

    tonyastime Well-Known Member

    Oh yeh I'd like to add, six months ago I head eleven collections a combined 15 late pays and one charge off and one judgment. non are there now and I have A++ credit. Imagine that me who have paid subprime for ten years at least!!!
    and unable to get any credit . I will work to keep my credit clean and pay my bills on time. It is nice to have a second chance.
     
  3. Butch

    Butch Well-Known Member

    Congrats Tonya,

    Have you ever disputed a PAID account?

    If so How'd ya do it?

    B
     
  4. tonyastime

    tonyastime Well-Known Member

    It varied. I would ask them to delete. Others I simply disputed and it came off after one or two disputes with the credit bureaus. some agreed to delete based on the fact I said the accounts were not mine even though were paid. More than likely one of these methods will work. If I had to I would use the docs nut case letter but have not had to.
     
  5. rblues

    rblues Well-Known Member

    Congratulations!!!
     
  6. girliegirl

    girliegirl Well-Known Member

    Yay! Great to hear all your efforts paid off! :) I love hearing a success story! Keeps me going!
     
  7. milkmom

    milkmom Well-Known Member

    That is great news, congrats!!!
     

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