I have been lurking on this board, since Bayhouse.com stopped allowing posting to their forums. I want to thank everyone who posts on this board for giving me information that I could not have learned even by attending Finance school. I started repairing my credit about 6 months ago, and have been relatively successful in getting quite a few deletions on all 3 Credit reports. I had some free time today, so I went ahead and posted all the letters I have used in the past to a free web server on tripod.com If you want to use them feel free to. I have also posted LizardKing's validation letter and validation follow-up letter there. I will remove them from my site if there are any objections. Its at http://members.tripod.com/creditrepairletters/letters.htm By the way, all the work till now is starting to pay off, I was finally able to refinance my car from GE Capital to my credit union ( from 21% to 12.9%) Once again, Thank you everyone. Dan
