The Best Cards To Have For Life?

Discussion in 'Credit Talk' started by 2ndIINone, Nov 12, 2001.

  1. 2ndIINone

    2ndIINone Member

    I am trying to come up with a short list of some of the best cards to have relationships with for life. I figure the big banks may be the best way to go? I'm not interested in reward programs but rather solid cards with good customer service and all those little details the sub cards lack.

    Here's what I have so far:

    American Express
    Discover Card
    B Of A
    Wells Fargo

    Would you add to this list or take away from it?

    To be more clear, what cards would you choose to keep in your wallet for life when FICO is no issue for you?

    Thank you!

    GEORGE Well-Known Member

    CITIBANK AND JUNIPER DENIED...F.I.C.O. 685-704 ME...HER 725-741

    Somebody suggested that they may have a PROFITABILITY chart...
    DENIED for lack of PROFITABILITY???
  3. Cadillac408

    Cadillac408 Well-Known Member

    AMEX, Citibank, and Macy's. I will probably DIE with those cards in my wallet! I'm being burried with my Macy's card, remember? LOL...

    I have MBNA but haven't had them long enough to comment on yet.

    GEORGE Well-Known Member


    NO ANNUAL FEE (unless you get mileage)...
    CREDIT LIMIT $5,000 absolute minimum...
    INTEREST RATE 9.99% maximum...(even though QUANTUM is 11.99%)...
    POTENTIAL CREDIT LIMIT...some max out at $20,000...
  5. steve

    steve Well-Known Member

    I would recommend these no annual fee cards (in no particular order):

    MBNA Quantum (lots of benefits)
    AMEX Blue (9.99% fixed rate + free rewards)
    Bofa Platinum (9.99% fixed rate)
    Sony Citibank Platinum Select Card (free rewards)
    Chase Platinum (nice status symbol)

    I got great customer service from all these banks and will keep these cards for a long time unless they totally mess up the terms and conditions.
  6. 2ndIINone

    2ndIINone Member

    Thank you all for your input. Sounds like a lot of us choose some of the big players.

    I figure if you know which banks you want to deal with then why not get that history going with them.

    Also it might be safe to say that the bigger the bank, the better chance of them not getting aquired and changing terms and names on you anytime soon. Then again I do remember that bank called First Interstate was it? LOL!

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