The Best Cash-Back Credit Cards

Discussion in 'Credit Talk' started by sociallive, Jan 8, 2008.

  1. sociallive

    sociallive Banned

    1st Place:
    Chase Rewards Plus Visa (5% rebate on all the basics-gas, groceries and drugstore items -- plus 1% on other purchases.) Total annual rebate in our scenario: $493.
    2nd Place:
    Citi Dividend Platinum Select. (5% rebate on purchases of gas, groceries and drugstore items, plus 1% on everything else.) Annual rebate cap of $300.
    3rd Place:
    National City Everyday Rewards Elite Visa. (rebates 4% on gas, 3% on movies and video rentals, and 2% for food-related spending at grocery stores and restaurants. Everything else earns a 1% reward -- but only after you spend $10,000. Below that, you earn a measly 0.25%.) In our scenario, you'd pocket $281.

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  2. Hedwig

    Hedwig Well-Known Member

    I believe you are a spammer trying to get your site out.

    That said, however, since you are talking rewards cards, consider Pentagon Federal Credit Union (PenFed). 5% on gas purchases at the pump, 2% on grocery purchases, 1.25% on all other purchases, no limits, credited to your account montly.
     
  3. apexcrsrv

    apexcrsrv Well-Known Member

    There are card offers to be found here and Hedwig's pointed out a good offer as well. Watch out for their "debt pyramiding" decline excuse though . . .
     
  4. Tegleg

    Tegleg Well-Known Member

    With a bit more blemished report, NASA Cash Rewards & Penfed Cash Rewards are sweet indeed.

    Still trying to get Penfed, app'd in Sept, they called me an egyptian & said I build pyramids!

    Tegleg.
     
  5. dixiecup

    dixiecup Well-Known Member

    What does building pyamids mean? I'm new to this credit card game.
     
  6. Tegleg

    Tegleg Well-Known Member

    Thats the denial I received, I beleive they said:

    "Pyramiding Debt"

    I take it to mean that since I had gotton some new accts & had some inquiries I was potentially trying to get credit to max it out and then prob default on it. Like I was desperate for credit.

    Penfed is the only denial I have seen that excuse on. If thier Cash rewards card wasn't so nice I would forget about them.

    Puts you in mind of that old Bangles tune, lol
    Walk like an egyptian...........

    Tegleg
     
  7. apexcrsrv

    apexcrsrv Well-Known Member

    They just prefer not to issue cards to people that may use others. They think if you have balances on a few cards you are somehow staggering debt. I don't know why they percieve this as a negative practice but, they do.

    They're weird like AMEX . . .
     

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