Last month they gave my debt(which shouldn't exist) over to a collector. They tried calling but since I'm on the other side of the world I was asleep. They later sent me an bill/invoice requesting payment in full. I responded with a DV letter, and they mailed me back a copy of my original lease for the car. I don't think I have any options besides ignoring them (let it age off) or making a settlement offer(30% of original balance?). I am definitely not paying them the inflated amount they are asking me to pay. ideas?