The CRA's update...huh?

Discussion in 'Credit Talk' started by NervousNuB, Dec 9, 2003.

  1. NervousNuB

    NervousNuB Well-Known Member

    A tradeline was updated today from a large balance to $0 balance (okay, that's good...). However it is now stating:

    Remarks:_ PAID ACCOUNT / ZERO BALANCE
    UNSECURED
    Payment Status:_ At least 120 days or more than four payments past due_

    How can it be paid and 120 days past due? There was actually a 1 point drop in scoring today. I would have thought an increase with the balance decrease, but the 120 days.......... what is this about??? Anyone? How shall I proceed? This account was disputed and this is the update. Thanks all! NuB
     

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