The Credit Store Legal Fax #

Robin,

What exactly is THE CREDIT STORE???


The reason I ask is because I questioned RMA about an inquiry they placed on my report - they stated I had a collection account with the credit store.



Thanks,
Sal

 

Sorry, but I do not, however I have an issue with them now. They said that they would remove my CA and issue a new card. they issued the card, but no deletion and they pulled an inquiry when they said they would not.
They said they are going to pull the recorded telephone call and let me know what their rep said in a couple of days.

I already have a feeling the deal was not so good. oh yes they only give incr. at 10% of your current limit and then you get another 2nd incr in six months and you next one is 1 year later all at the 10% rule.

STUPID

 

Kbanger,

That wasn't stupid - atleast you are trying to build yourself back up!!!!!!!!!!


Question: who was the original creditor linked to that Collection Account?


-Sal

 

Providian. All I can say it I have a Visa tradeline now and I am paying it off before they can collect any interest. It will take approximately 8 years before the credit limit will reach 1000.00. Also when they report it. It reports as you maxing out the card so your score just tanks.

 

Providian?


In the lettter I got back from RMA (when I questioned them oubout the inquiries) The guy mentioned I have a collection account with Sears AND I have another with The Credit Store (WTF) - I've never had an account with Providian.


-Sal

 

Sal,
the credit store says they purchase accounts and collect on them, and they use a new way to collect these debts. By issuing individuals cards with the amount they owned as the cl. on the card. Call the credit store and see what they say about you owing them money here is the number

800.353.0527

 

Thanks Kbanger,

I might just call them. But whatever it might be, It is way past SOL so they can bite me for all I care. I'm not going to start myself right back into debt paying on something they cannot leagally collect on in the first place (call me nasty, but I've been made this way)



-Sal