Less than a month ago, we had the opportunity to respond to a post calling for the end of CreditWorks. It is evident the obituary was premature. We are getting ready to celebrate our 4th year of uninterrupted payments on loans at 19.47% APR. In the process, we have built a small portfolio of stocks and also built our corporate credit to over $50,000. Credit works, use it responsibly and you too can prosper from it. If you had lend CreditWorks $10,000 back in June of 1996, the investment would now be worth close to $17,000 minus any taxes and expenses you would have incurred. http://www.creditsense.com