Hello. I am new here and have already learned a great deal from this discussion site. Wish I found it sooner. I have a question. On the credit reports you can get free if you sign up for the credit watch, just how inaccurate are the FICO scores? I know I will be looking more for what is on our credit reports, but want to know how far off they are. Also, once you sign up for the free watch, will they let you cancel it before you have to pay for it? I have seen a few people state this and I want to be sure. Every cent in the bank is very precious to us right now. Thank you in advance for your help and I will continue reading this discussion board to become more educated about my credit. I am working my way up for a much better credit profile.
Not to offend you but why don't you just use MYFICO website as your source. I looked into the other 'free' stuff on the web, but if you are seriously concerned then just use the individual CRA web site to acquire their info, submit your disputes, then use the MYFICO to see your scores change. That's what I do. MYFICO info sometimes differs from the CRA. They do not list account numbers (at least for me they don't). Equifax site has scorepower which they claim to be fico, so that leaves pulling your TU and EXP from their sites. But if you are only interested in FICO, use the MYFICO. Not that I love or work for MYFICO, but it seems to be the most accurate compared to my Tri-merge. Mitch
