Hi guys, I am starting my climb out of the abyss today, Nov 1st, 2005. Thought it would interest you all how a complete neophyte does. My goal is the 700 Club. I will update you folks monthly on progress and what steps I have taken. My reports have several charge offs, collections, inquiries (mainly from CAs it seems), incorrect addresses, employment etc etc. I will let you folks how it goes. Wish me luck, and keep up the good work. TheGhostHorse Equifax: 533 Experian: 525 TransUn: 524
Good Luck! I started with scores a little lower than yours (high of 551 low of 510) and hit 787 TU and 720 Experian this week. I started in late august. My goal was 700 by March. It can be done. Good Luck!
Wow! I figured it would take at least a year of hard slogging to even get a whiff of 700. Looks like you made the jump in 2-3 months ! Great job ! Thanks for the input. TheGhostHorse