What features do you guys think the ideal credit card should have? Here's my list in no particular order: Excellent customer service 0% intro rate for 1 year, 9.9% fixed thereafter (0% fixed forever would be great, but not realistic) Your choice of no pre-set spending limit or a high fixed limit. No annual fee No cash advance or balance transfer fees Rewards program (including mileage points) Concierge Service
it need's 31 day grace period, and no fees or interest on cash advances( Cash advance should be treated like a purchase) DAVID