The ideal credit card

Discussion in 'Credit Talk' started by steve, May 8, 2001.

  1. steve

    steve Well-Known Member

    What features do you guys think the ideal credit card should have? Here's my list in no particular order:

    Excellent customer service

    0% intro rate for 1 year, 9.9% fixed thereafter
    (0% fixed forever would be great, but not realistic)

    Your choice of no pre-set spending limit or a high fixed limit.

    No annual fee
    No cash advance or balance transfer fees

    Rewards program (including mileage points)

    Concierge Service
  2. steve

    steve Well-Known Member

    Forgot to mention that it should also come with the usual Gold and Platinum benefits.
  3. Davidoj

    Davidoj Member

    it need's 31 day grace period, and no fees or interest on cash advances( Cash advance should be treated like a purchase) DAVID
  4. creditwork

    creditwork Well-Known Member

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