The LAW about asking for ID

I feel the exact same way. I know a few people who have had CC's and checkbooks stolen. Talk about causing problems on your CR! In one case the FBI had to be called in! In any case, I do not get offended when people ask for ID. I really appreciate that they are making sure it's me and not someone else using my card.

I realize that once you report it stolen the perpatrator can't charge anymore, but they could sure do a lot of damage before it's gets reported.

 

How can you "bust" them for something that isn't against any law or policy? Consider reading this whole thread through again.

Doc

 

You're not, it BURNS ME UP when the kids at the counter do it...one time a manager told me that my Visa Check card didnt fall under that policy, b/c it was a check card.....I said "Lady, it says Visa on it, and I don't have to show ID...dont you ever watch the TV commercials that show the guy with the rabbits..and looking for ID...and at the end it says if you had a Visa Check Card, you wouldnt have to show ID..."

 

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I BUSTED them for having an arbitrary policy that requests ID FROM EVERYBODY.....FOR EVERY SALE that is against VISA policy...they can only ask for ID when fraud is suspected, or the auth machine asks for it.

 

I was wondering the same thing. I am in a situation where my Visa bank card was stolen, the person that took my card drained my account in literally 20 mins. (not that there was much in there but still) so in the end I had about 8 checks bounce. The bank is replacing the money and their fees but I still have to go collect these checks and pay the $30 charge to each one. So that's lets see 240.00 in fees alone.

 

The "no ID" policy is to make it more convenient to use the card. Personally, I don't mind showing ID, and I never complain.

VISA does not care if you get unauthorized charges and are put through the mill trying to dispute and get them off your account. VISA does not care if the merchant has to eat the fraudulent charges when you dispute (guess who pays for that!!)

They want you to use their card, that's all.

Stores can check my ID all day long, IMO, I will not complain.

 

I really can't understand the fuss about showing ID. Frankly, IMHO, if having merchants request ID is not currently part of Visa/MC policy it probably should be. I would rather spend 30 seconds providing ID than hours trying to deal with unauthorized charges (it's happened to me). How many times do you present a card only to find the assistant hands it back to you without even looking at the back of the card. What if the person handing over the card was not you??? Even my local Blockbuster normally asks to see a picture ID before handing over movies and I don't see too many people walking out of the store as a consequence.

 

IF IT WAS A "CREDIT CARD LAW" ALL CREDIT CARDS ALL THE TIME...FINE!!!

 

You show a license for a check...BECAUSE CHECKS ARE NOT CASH...but the card is AUTHORIZED in <2 seconds...WHY WASTE THE TIME...

"SIGN AND GO"

 

Heck, often they don't even look at you when giving reciept/change.

They are too busy talking to co workers or doing something personal. They act as if they are being inconvienced by ringing me up.

"gee, Im sorry for making this purchase and giving you my money. I didn't mean to interrupt your social life"

When I worked retail long ago, the customer ALWAYS came first.

 

I support anyone who checks ID with the use of a credit card. If every merchent in the nation checked ID for just one day and then the police became involved when the person did not match the card. Imagine how many dirtbags would be arrested in just one day. I don't really want the credit companies having money stolen from them, I'm more concerned about getting the human waste that is using the cc off the street for a while, even only if it's a few days in jail. That's a few days he/she won't be ripping someone off and causing them months of trying to get their credit repaired.

Just speaking of OH laws. THere are NONE that prevent a merchent asking for ID on a credit card. Why would a cc be excluded when it's ok for a check. Same difference.

 

ID Request is Probably Here to Stay

I do not sweat the small stuff. I personally don't mind if I am asked to show a photo ID - as long as my information is not written or recorded anywhere. Since 9/11, and with the identity theft explosion, requests for ID are here to stay.

However, as I noted in my previous posts, I have been in situations where the request for ID was used to racially profile. That may seem like a small thing, however, it can be extremely hurtful and traumatizing. (Won't get on a soapbox - but note my previous post on this subject). No - it was not paranoia. Until it happens to you you cannot imagine the feeling.

If you suspect this is the case, don't remain silent! Politely, ask the sales person why they did not ask the person before you for ID. Report it to the manager and follow it up with a professionaly worded letter to the owner and/or corporate office.

 

I was in the same boat when I lived in Memphis. I am a 5'3, 29 years old at the time, white, green eyed female, the person who stolen my CCs and bank card was a 6'2, 19 year old Afro-American MAN!! He was able to drain my bank account and run up my CCs in 2 1/2 hours. All the while signing my very female name. In big bold letters on every one of my accounts has "ask for picture ID". If you ever have the pain of having a wallet or purse stolen you will rethink your beliefs of asking for that little extra piece of mind.

I was shopping with my mom a few years when I was asked for ID and she wasn't she asked me why and I showed her my card and why I do it. She wrote it on her card right there at the store.

My new pet peeve is the stores ask for your phone number. NOW that's personal. Stores I know, ToysRUs, Linens n Things, TJ Maxx (not everytime), and Lowes. I was in line at Lowes when three people in front of my just blurred out their numbers without a second thought. Didn't even ask why. When I stepped up the cashier asked me and I informed her that I don't give that out. She didn't know what do; she had to ask the manager what number to put in. The man behind me said good for you, he didn't give his either.

I don't mind them asking for ID, for the first time in years I got a good picture from the SOS.

 

Re: ID Request is Probably Here to Stay

b/c it always does. I don't care who they ask or where they ask or why they ask or who asks me, if I'm using MY card ask all day long for ID, ask for two ID's, ask for my work ID, I really don't care proving to someone it is MY card. I've had people tell me they don't have to show me their driver's licenses when I've issued citations. Go figure? We live in a free country, but that freedom does come with some responsibilities and after 9/11, our country is unfortunately a little less free. I hate it as much as anyone else does but now we see how other countries have been living since the beginning of time. I know my opinion doesn't change anything, just my two cents.

 

Re: ID Request is Probably Here to Stay

b/c it always does. I don't care who they ask or where they ask or why they ask or who asks me, if I'm using MY card ask all day long for ID, ask for two ID's, ask for my work ID, I really don't care proving to someone it is MY card. I've had people tell me they don't have to show me their driver's license when I've issued citations. Go figure? We live in a free country, but that freedom does come with some responsibilities and after 9/11, our country is unfortunately a little less free. I hate it as much as anyone else does but now we see how other countries have been living since the beginning of time. I know my opinion doesn't change anything, just my two cents.

 

I am sooo sorry I meant African American I swear I didn't mean anything by it. My mind was faster then my fingers. I am soooo sorry. Please forgive me.

 

Why are you apologizing? Actually, a sizeable segment of the African-American community is using that label currently. I don't think you would offend anyone with saying that. If you did, I think it would be the other person with the problem.