The LAW about asking for ID

Discussion in 'Credit Talk' started by allen074, Nov 16, 2002.

  1. DaveLV

    DaveLV Well-Known Member

    I don't really know what my ID is going to tell them -- my PIN isn't written anywhere on it.

    I was thinking the last time I was in Home Depot that I was going to go down to the Strip and buy one of those novelty "Elvis" driver licenses to whip out when one of these places asks me for my ID.

    They never look at it. And those that do only look at the front -- and the front of my license clearly indicates that it's expired. To see if it's really valid you have to turn it over and look at the extension sticker. No one has ever done this.
     
  2. GEORGE

    GEORGE Well-Known Member

    If I had a PIN# card, I WOULD BE ON THE PHONE TO MY BANK BEFORE THEY CLOSED!!!

    ID ON A CREDIT CARD IS A GREY AREA...BUT A DEBIT WITH A PIN#???
    THAT'S JUST WRONG!!!

    Before my bank tried to charge me $12.00 for a NON VISA ATM card...IT HAD NO SIGNATURE STRIP AND NO NAME ON THE FRONT WITH THE CARD NUMBER...what would they compare???
     
  3. ingenue

    ingenue Well-Known Member

    Re: ID Request is Probably Here to Stay

    Maybe that's why some places have a policy of asking everybody. That way, no one feels targeted when they're asked.

    -ingenue
     
  4. ingenue

    ingenue Well-Known Member

    I got a panhandler to show me where an ATM was while I was stopping in Cleveland on a bus trip. Stupid move - I left my bank card in the ATM because I was in such a hurry to go to a shop and buy a coffee so I could tip the panhandler.

    Mother%#@%*% went to the ATM and pressed "I want another transaction" and took $200 out of my account. There wasn't even any money in the account, I had taken out the last of it!. It went on my overdraft protection.

    I got my money back after filing a fraud charge, but there's defitely plenty of theft going on for under $500.

    That panhandling jerk even had the nerve to come up to me after he had stolen my money and get a tip from me on top of it!

    Live and learn.

    -ingenue
     
  5. MandyB

    MandyB Well-Known Member

    I'm laughing...Thanks for adding some humor to this thread!
     
  6. Maer

    Maer Well-Known Member

    I live in Southern Calif. & I almost always get asked for I.D. I gave up reporting it to M/C or Visa. I would complain, they say they will contact the store and remind them of the policy, I go to the store a few weeks later and once again I get asked.
    The worst one is Walmart. I got quite upset once when a cashier not only asked for ID but held it up to the light and inspected my card and ID for a good minute. Mind you it was Christmas time and the lines were long and it was humiliating. That was my first time reporting it. I've reported them twice now and they continute to do it. I have reminded them of M/C or Visa's policy and have always been told it is the STORE POLICY or WALMART POLICY which over rides VISA or M/C.
    Once at Target I had left my ID on my car seat by accident and they asked for ID. I tried to get out of it by telling them that the cards policy says they can't check ID. She told me "No ID, no sale" so I walked out never to return.
    The funny thing is I can write CHECKS all over town and am never asked for ID because I'm already in the stores "system". Stores assume a much larger risk for checks then credit cards but for those, they ask ID.
     
  7. GEORGE

    GEORGE Well-Known Member

    WAL*MART POLICY MAY VARY STORE TO STORE...but the company wide SUGGESTION is only ask when it asks for ID or on UNSIGNED cards...or if it you have a feeling LIKE THINGS DON'T LOOK RIGHT...OR THE NAME ON THE CARD IS MARY AND IT IS A GUY...

    Cashier's discretion...
     

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