The other account-Need advise

Discussion in 'Credit Talk' started by PSUgirl, May 4, 2001.

  1. PSUgirl

    PSUgirl Guest

    I have an MBNA loan that was a charge off in 1998

    The account:
    -is deleted off Transunion
    -is reporting:as an R9 on equifax
    --1-30 days, 1-60 days, 9-90+days
    so its is reporting very negatively on equifax and experian.

    limit 1000, balance 1645.00, apr 27%

    I need some adice as what to do with this account.
    ....will be paid off in 6 months,

    should i balance transfer majority of balance...

    ask for a settlement of 50-60 % of balance, then balance transfer the rest. then work REALLY hard to get the account deleted from equifax and experian.

    or what should i do! the interest is killing me!


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