On the flip side, do OC's sue the CRA's? For example, If a bank uses the CRA's info to grant credit to a consumer, then the bank later finds out the CRA removed extremely negative info (that was true) from that consumers report. The bank claims had the accurate negative info been on the report they would have rejected that consumer. I ask because I think this may be a reason why CRA's can be so stubborn at times. Anyone know of any OC v. CRA lawsuits like this? Thanks Fweem!