Sunuva. Okay, if you've read my testimonial, you will realize how bad things were. I got turned down for Arrowhead water about a year ago Anyway, now I have an apartment, a Mercedes, 2 platinum cards and a life. I had a little wine today and applied for a Dell card, and Amazon card, and a BMW line of credit - 78K worth of stuff, all approved. Okay, I'm taking hits on my report, but those hits are not enough to destroy my ego. 478 was my best FICO in Feb of 2003. Today I am a 753. YEAH!!!!! So my point is that wine is good, unless you drink to much and decide to FLEX. I have flexed.