I've heard that CCCs take this into account in granting large CL increases. They want to see that you're paying an account on time and that they are making some money off you (interest, annual fee, etc). Just curious, if you have 2 or more accounts with one issuer (Amex, Cap One, Citi, etc.) and you only pay finance charges on one account because it has a better rate than the other ones, is the issuer more likely to raise your limit a lot on that particular account or on any account you have with them ? Or does it depend on the bank ? Thanks.
The only bank I have two accounts with is Providian. I used the first one (it was my only card) they lowered my interest rate, and gave me another card. I continued to use the first one, because of the lower rate, they gave me increases on the one I used, not on the other one. Now I don't care, I have other cards.
I have two accounts with Citibank, Household and Providian. The Citibank accounts are too new to be able to guess what their policy is but Household and Providian considered the activity on each card. Activity on one does not help with the other.
