I think it is George who copyrighted it, so kudos to you! In any case, I am on EQ website reviewing my report and went to the score simulator. I chose the option of "what would happen if I paid off all my revolving debt" and it comes back telling me my score will go from 636 to 670 - 680. I think, ok....what can I do to get it higher. So I go back and click the Option that allows the simulator to recommend what I should do. It comes back and says "Pay off all your revolving debt, and your score will go from 636 to 776 - 816! Now what the heck is the difference? LOL...what a farce.
Read it carefully....it probably says pay off 90-100% of your debt over the next 24 months as opposed to your first scenario which was to pay it all off immediately.
