At Millennium Credit Building Strategies, you can find out BEFORE you apply. The service is completely FREE. No strings attached. If you've recently applied somewhere, and know which CRA was used, please add your information to the database - do this right through the web site. The more information we gather, the more accurate the list is. We do NOT collect, sell or redistribute any information -- we are only hoping to help those out who are rebuilding their credit. http://www.millcbs.com Millennium CBS - Home of the Ultimate Creditor/CRA List!