Do I use their form letters or the one I wrote: Experian/Credit Data Southwest Re: xxxxxxxxxxx Upon receiving a copy of my credit report, I see that there are several wrong entries. I have listed these items below. I have also included a copy of my credit report showing the inaccurate information circled. Please correct these mistakes as soon as possible and notify me of the corrections with a new copy of my credit report. (I then listed the companies reporting exactly as their in the report) Good enough? I will include a copy of the report with the items circled with big ole words of NOT MINE. Will this work? OR do I just use their dispute forms? thanks!