they ask for ID with CC!What 2 do?

Discussion in 'Credit Talk' started by Nestea, May 17, 2003.

  1. techman

    techman Well-Known Member

    It is not urban legend. It states in my merchant agreement that I am not allowed to ask for ID. If I suspect something I am to call a special ## and talk to them. The penalty is closure of my merchant account ( though I doubt they would do that. )
     
  2. GEORGE

    GEORGE Well-Known Member

    Re: Re: they ask for ID with CC!What 2 do?

    You can also be fined...$$$$

    BUT SOME JUST LIKE TO SHOW THAT ID...LIKE SOME CASH CUSTOMERS LIKE TO SHOW THAT "WAD" OF MONEY...
     
  3. rocket1977

    rocket1977 Well-Known Member

    Re: Re: they ask for ID with CC!What 2 do?

    I really do NOT see any problem with them checking ID regardless of MC/Visa's policies. I know damn well some of you would react to someone fraudulently charging $1000s on your credit card by saying "Didn;t the stupid clerk check their ID."

    Get a life people and find something a little less retarded to sue for.
     
  4. rocket1977

    rocket1977 Well-Known Member

    Re: Re: they ask for ID with CC!What 2 do?

    I really do NOT see any problem with them checking ID regardless of MC/Visa's policies. I know damn well some of you would react to someone fraudulently charging $1000s on your credit card by saying "Didn;t the stupid clerk check their ID."

    Get a life people and find something a little less retarded to sue for.
     
  5. Ozzyburger

    Ozzyburger Well-Known Member

    Re: Re: Re: they ask for ID with CC!What 2 do?

    Well if I was gonna try to forge someone's signature - you can bet I'd practice it before signing the credit card slip at the store. PERFECT example - even if the clerk does check signatures and since they are not versed in handwriting, it might be 'close enough' to the average person to pass for your signature. Then, do tell, who is at fault? You (not you, rocket, specifically, I'm speaking in general!) for losing your card? You for allowing it to be stolen? The store for not realizing that your signature on the card doesn't match the signature on the paper? I fail to see how the clerk can be held accountable for checking the accuracy of a signature without training.

    Rocket - wouldn't you be offended if 10 people in front of you in line weren't asked for ID and then you were? Would that make you wonder why YOU were asked for ID? This happened to my husband. My husband looks like the movie persona of a big, bad biker. He's Harley from head to toe, beard, hair down to his rear end, etc. So he stands out a little bit in stores like Staples. We had an incident where not only was he asked for ID, he was told his signature wasn't his (he showed his freakin' driver's license). Now, no one else in line had been bothered to show their ID. I hope George and the retail folks forgive me for this next comment, but sometimes I get the feeling that the occasional few cashiers like the power of being able to 'put a customer in their place' when and if they feel like it by demanding ID.

    Again, if it was standard to ask EVERYONE for more ID it wouldn't be so bad.

    Maybe becuase of situations like the above with my husband I'm jaded and cynical. It seems like quite often people look at my husband and think becuase he looks the way he does that he's dumb and uneducated and probably unemployed and a thief. When actually, he's a skilled craftsman and a supervisor and makes $70k a year. Going off topic here, but he recently went into a Harley Dealer that he doesn't frequent often, and was looking at a new bike for me. He rode up on a 2003 model (plus he has 2 other Harleys). The salesman came over to him and asked if he thought he could afford a new bike - we assume, based on his looks. Made me wonder if he would have made a credit card purchase there if he would have been asked for ID just because the salesman was a jerk and decided incorrectly that my hubby was destitute.

    And incidentally, standing up for your rights and suing if necessary is a big part of this board. You're entitled to think its dumb to sue over this particular topic - some people might think it's dumb to sue over PP or to sue a CA for not following the FCRA when in fact you actually owe the debt. Different strokes for different folks! Keeps the board interesting and entertaining! =-)


    Ozzy.
     
  6. rocket1977

    rocket1977 Well-Known Member

    Re: Re: Re: Re: they ask for ID with CC!What 2 do?

    I would be offended if I were one of the 10 not checked. I have no problem with them checking my ID to make sure the picture on my driver's license matches the face handing the clerk the card. I am 25 years old, white, male, and I am a professional (I am fixing to be an attorney after passing the bar in July.) Frankly, if I were to buy a $1500 computer on my card and my ID was NOT checked, I would be offended and concerned.


     
  7. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: they ask for ID with CC!What 2 do?

    LIKE IS SAID BEFORE...I SAID I WOULD SHOW ID 100% OF THE TIME CONDITIONAL ON IT IS 100% OF THE STORES...100% OF THE CARDS...LIKE REQUIRED...BECAUSE THAT WOULD BE THE ONLY WAY TO CHECK A SIGNATURE BECAUSE THE CARD DID NOT HAVE A SIGNATURE STRIP!!!!
     
  8. thecatslai

    thecatslai Well-Known Member

    Here's a good one.

    I went into Subway tonight to get a sandwich. Pulled out the card and she ran it. When she brought it back with the slip for me to sign she asked for ID. I was in a hurry and didn't really care so I started to get my ID. She looked at the signed slip and the card and told me to forget it, looked fine to her after all.

    When I got to the car I realized I had used my husband's debit card not mine so not only are the signatures not similar, the name was different.

    Whatever?????
     

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