They called AGAIN - Told No Once

Discussion in 'Credit Talk' started by nosnip, Sep 22, 2003.

  1. nosnip

    nosnip Well-Known Member

    These people are intent on ticking me off.

    This is about my other posts about this company trying to get me to pay a debt I already paid.

    I have sent a validation letter out already - last week.

    They called my mothers (only contact number they have for me) on 9/17 and that time she told them she was no longer accepting calls from them and hung up.

    Guess who called again today? You guess it!

    WHAT can I do about all of this?? What can my mother do if they call again?

    Just wait out the 30 days from when I receive the green card and continue on course?
     
  2. Hedwig

    Hedwig Well-Known Member

    You can send them a limited C&D letter. Cease and desist ALL telephonic communications, communicate in writing only. Send it CMRRR, then you know when they got it. If they continue to call after that, sue them.
     
  3. lbrown59

    lbrown59 Well-Known Member

     
  4. nosnip

    nosnip Well-Known Member

  5. lbrown59

    lbrown59 Well-Known Member

  6. jlynn

    jlynn Well-Known Member

    Actually, her mother needs to send the C & D.
     
  7. nosnip

    nosnip Well-Known Member

    I was under the impression that the person receiving the calls only had to tell the caller to stop and they had to stop calling at that point.

    I guess I will have to type up something for mom to send out.
     
  8. GEORGE

    GEORGE Well-Known Member

    "I PAY MY PHONE BILL---YOU DO NOT...SO IF YOU WISH TO CALL ME IN THE FUTURE PLEASE REMIT THE SUM OF $53.18 TO COVER THE PHONE BILL I PAID FOR THE MONTH...THEN YOU CAN CALL"
     
  9. lbrown59

    lbrown59 Well-Known Member

    Re: Re: They called AGAIN - Told No Once

     
  10. Hedwig

    Hedwig Well-Known Member

    Re: Re: They called AGAIN - Told No Once

    I thought the C&D letter had to come from the person they were attempting to collect from. If I were a CA, why would I honor a letter from the mother of the alleged debtor?

    Wouldn't he have to be the one who says "Please contact me by mail only?"
     
  11. jlynn

    jlynn Well-Known Member

    Because they can't keep calling a 3rd party to discuss a debt!

    The mother does not need to C & D to "writing only". She just needs to plain ole tell them to stop calling her. If they continue she might have a right of action for harassment under other than the FDCPA :)

    The OP (daughter) will probably have a right of action under the FDCPA for them continuing to call a 3rd party and seeking information about her.


    All this is IMHO
     
  12. nosnip

    nosnip Well-Known Member

    That is how I understood it to be too. That she only had to tell them to cease communication and they were supposed to abide.

    We have kept a detailed record of every call, date, her response, their questions, etc.

    This time they asked for my mailing address, she told them she didn't know it. They said, "You mean to tell me you don't know your own daughter's address?" (snotty) She told them "Nope, never had to write her a letter!" *LOL*

    They already know that if they mail it to the address that they have on file, with my name on it, I will get it. I have refused to give them my address and just told them to send it to that one when they told me what it was.

    I used that address on my return receipt for the validation letter since I will get it anyways if it is sent there.

    It will be interesting to see if they call again. Are they supposed to cease the phone calls once the validation letter is received? Thought I read that somewhere.





     

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