I did an online dispute with Experian on a QVC closed account this is reporting late pays. Prior to this, I'd sent a letter to QVC myself CRRR. It was returned undeliverable. I go online to check the results and Experian says it remains! WHAT A CROCK! I'm in the process of writing the procedural letter but from all accounts here, Experian doesn't respond to them. By the way, for the record, my Trans Union report is crappy and they have been by far the most difficult to work with. I got my report they are reporting student loans that were consonlidated - okay fine, no late pays or anything on them, however, the last date of activity was back in 1994! They should not even be there anymore! I hate CRAs
GOOD 10 (why only 10 I don't know)...when they are 10 years old, YOU NEVER HAD THAT ACCOUNT (NEVER EXISTED)??? BAD 7