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Discussion in 'Credit Talk' started by Lisa Marie, Feb 26, 2001.
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Did you keep a copy of the original letter? If so, I would write them, include a copy, advise them they did not provide verification of the item and ask it be removed under FCRA. It is not uncommon for a "verifier" to neglect an item.
I am going through this same issue with Transunion right now. I sent in a dispute on a charge off and judgment last month. They deleted the charge-off and did not investigate the judgment. I called and the rep said that she will pull my original letter from the mail room. If they see I asked for investigation over 30 days ago, now the 30 days is up and they will delete.
Just to be on the safe side, I sent a certified demand for removal and a copy of my original letter, green card, etc which states I will proceed to redress my damages under the FCRA since they did not investigate in the 30 allotted days.
Good Job bjoe. It is nice to see it work for a change.
What is A green card?
the green card is the certified mail receipt that the receiving party(CRA) signs and it is sent back to prove receipt of the letter