Ok, so I filed lawsuit against CRA. They (CRA---> then gives to lawyers) have done "soft" inquiries THREE times since filing. First time five days before the answer was filed and almost weekly thereafter. What is this? Seems like a bunch of BS. File a lawsuit against a CRA, and they start "monitoring" you by doing inquiries. What R these weasles looking for? I am thinking about filing an amended complaint and seeking permanent injunctive relief against CRA from continuing to pull my report. It is none their business what I am up to, and accessing my report to gain leverage against me in a complaint is just wrong.
The funny thing is I sought violations against CRA in my complaint because companies (an overzealous CA) wrongfully accessed my report and the CRA refused to investigate when I complained to them. So what does CRA do, set a nice example by doing their own nonPP's.
I'm sure you are aware of the FTC opinion letter that explicitly states that imminent threat of litigation is not a permissible purpose to obtain a consumer's credit report. What state are you in? District or Federal court?
Yes, I am, Greenblatt. I'm in federal in Ca, and I might attach a state claim to my amended federal.....have to do some research. It upsets me the CRA and the defense are doing this, they have no legitimate purpose other than to see what "dirt" they can illegally dig up on me (who am I applying for credit with.....if I am in debt.....whatever) to assist in their defense strategy. It's just unethical.
It's also illegal. But damned if I an remember where that is. Something about pulling ones report ... OH it's in a Staff Opinion. I'm sure in the FCRA section. Somebody help me look. EDIT: LOLOL That's what ya get when ya don't read the whole thread before replying.
http://www.ftc.gov/os/statutes/fcra/greenblt.htm for those interested, even Butch. (just kidding, Butch !)
