When I started this credit repair journey I was curious to see what sort of preapproved letters I would start getting to see as a benchmark on how well I am doing.. This doesn't please me at all... I Scanned (OCR) a copy of an "URGENT" mail I just received.... I would of fell for this in my college years... CPEDICORP INC, PRE-APPROVED PENDING $10,000.00 12% APR WWW.CREDICORP.NET OFFICE USE: XXXXXXXXXXXXX BANK AFFILIATION: NONE ^APPLICABLE LAW: VIRGINIA APPROVAL EXPIRES: 09/23/02 APPROVAL NUMBER: XXXXXXXXXXXXXX CONGRATULATIONS ....................., EVEN IF YOU HAVE PREVIOUSLY BEEN TURNED DOWN BY VISA OR MASTERCARD, YOU HAVE BEEN PRE-APPROVED FOR A GOLD CARD MEMBERSHIP WITH A $10,000.00 / CREDIT LIMIT VALID EXCLUSIVELY TOWARD ALL CREDIT PURCHASES FROM CREDIT PROVIDER. * NAIL YOUR $37 ANNUAL FEE BY CHECK OR MONEY ORDER BY SEPT 23, 2002 ALONG WITH THIS NOTICE FOR IMMEDIATE ACTIVATION. FAILURE TO DO SO MAY RESULT IN TERMINATION OF YOUR ELIGIBILITY. MAKE CHECK OR MONEY ORDER PAYABLE TO CRfcUICORP INC. SINCERELY, ROBERT J. ARMSTRONG ----------------------- NEW ACCOUNTS MANAGER SIGNATURE P.S. FULL DETAILS OF YOUR MEMBERSHIP BENEFITS WILL BE INCLUDED WITH YOUR NEW GOLD CARD. IF YOU ARE NOT COMPLETELY SATISFIED, YOU HAVE A 60-DAY REFUND OF MONEY GUARANTEE. YOU HAVE BEEN APPBOVED FOR THIS GOLD CARD OFFER BASED ON AMONG OTHER THINGS, INFORMATION IN YOUR CONSUMER REPORT. YOU WERE APPROVED BECAUSE YOU SATISFIED CERTAIN CRITERIA, ALTHOUGH THIS OFFER MAY BE WITHDRAWN SUBJECT TO YOUR CONTINUING QUALIFICATION. IF YOU PREFER TO BE EXCLUDED FROM SUCH CREDIT OPPORTUNITIES IN THE FUTURE YOU MAY CONTACT TRANSUNION AT 1-888-567-8688 OR PO BOX 97328, JACKSON MS 39288.
Opt out for a while. Those guys keep you in their database forever, it's no indicator of how well you're doing.
