That wy people have a reference to look at to see what kind of bad offers and just plain ole scams are out there. Only thing people have to do is mail the stuff to me or forward me the e-mails. Before sending mails they could black out their personal info. Example just today I got the gernic offer for Credit Services for 10,000 in credit just had to send 89.00 to process or when people call you had do the same credit card offer for anywhere from 129.00 to 199.00 and you get 2 cards. you guys know the offer I am talking about. It won't over run or try to replace this board it will just be like a sister site to look at. Any suggestions?