They think your score is too high so they're hoping they'll coax you into doing something stupid and get it to plummet. catnap1972 | ================ Good Point : Probably happens a lot. THE END ** *** ** LB 59
Re: Re: Re: hmmm I think fico did this to prevent people from being able to manipulate their fico's over a short period of time. slppryslp ============== Probably so: If there's any score manipulation to be done FICO will do it. THE END ** *** ** LB 59 """""""""```~~~```'"""""""""
Re: Re: Re: hmmm 1*I think it is absolutely bizarre that closed accounts are calculated (in a decision as to whether or not a person has "too many cards"). 2*I just don't get the logic. 3*My suspicion is that lenders want to keep all the positive accounts they can on record (pretending that closed accounts are open) to help their "stats." Calypso=== ========== 1*But it makes insurers and lenders big bucks. 2* it's to give lenders and insurers an excuse to bilk us with overcharges and price padding 3*My suspicion is bankers and insurers will do anything they can to artificially lower scores to give them and excuse to pad the price and fatten their bottom line.
Re: hmmm USING CREDIT WAS NEVER A CRIME IN THE OLDEN' DAYS!!! GEORGE~~A.K.A. RODNEY DANGERFIELD 700 CLUB MEMBER ============== WHEN WAS THE OLDEN DAYS!!! ?? THE END ** *** ** LB 59
Re: hmmm Wolverine are you going to tell us about your biz credit? Or is it the same as I think was listed first?
