Re: email, Trans Union I searched with google, I found zillions of cases that refer to the ruling in this case, but not this case itself. In the cases I found, it was pretty wierd how the appeals courts ruled. Seems the district courts tened to rule in favor of the consumer, the appeals courts overturned on technicalities. I had to quit reading after the 4th case summary - my eyes were too bleary. But it made me start wondering just how much power these organizations really have.
Re: email, Trans Union Breeze: Obviously I didn't stop to think. (LOL) Just depends. They have so much money that they can pour millions into poliitcal clout which gets laws passed the way they want them passed for the most part, and what they don't like, they try to ignore if at all possible. They have so much money that they let multimillion dollar lawsuits roll off their backs like water off a duck's back
Re: email, Trans Union So if they don't like the rules, they don't have to play fair. Geez, what stingy children!
Re: email, Trans Union It's just simply that they will try to get away with anything they can if it happens to turn their crank. I think it's called a total disregard for the law. (almost anyway) And yes, I'll admit that the above is nothing more than conjecture based on personal experience. In otherwords, that's what I see from where I stand, down in the hole trying to look up and see how the H*** I get out of this sub-prime handbasket. They ain't helping any.
Re: email, Trans Union They're basic assumption is that the consumer has done something wrong. Everything possible is reported as such rather than using the means at their disposal to determine exactly what happened. As one author put it, you are guilty until proven innocent - and that proof must come from someone besides yourself. Any information from any other source is considered reliable. Information from the consumer is not considered reliable, even though the FCRA says they must accept documentation from the consumer. They still insist on verifying with another source. Then when they get sued the court says they took reasonable measures, and the suit is dimmissed. Excuse the reference, but we have our own "Taliban" right here. They rule every area of our financial lives, and they can do as they please.
Re: email, Trans Union Breeze: Bowing towards Atlanta probably isn't good enough for the suckers. They want you on your knees begging too. LOL
This board being watched? I kind of wish I knew Experian was watching. They have ignored my Attorney's letter. I spoke with her today and asked for a civil suit for the 7 violations. I asked for at least $10,000. She did not laugh but said she will call me tomorrow. Experian and all CRA's think they are always right. Slowly we chip away at their errors. John
Re: This board being watched? Just 1 word of caution, if you file in a court other than US District, you can expect them to try to have in transferred. Their basis is if you are suing under the FCRA, which is federal, then the case belongs in federal. I disagree, but they did it to me.
Re: This board being watched? So then you think that their demand to transfer to U.S. Federal District court is more or less routine and proper? At least from their viewpoint? Have you demanded trial by jury? I'd think that would help put a hitch in their git-along too.
Re: This board being watched? I think it's routine. I do not think it's proper. I filed in small claims. Had to put a $ amount so I put $2,000. When they were served, they were also given an offer of settlement. No money, just delete the few accounts that are wrong. They have now also filed for arbitration due to the amount in question. I see absolutely no reason for a $2000 case to be tried in district courts jurisdiction. They seem to think because it is FCRA that is must be in district court, even though the FCRA says it can be heard in district court or any other competent court of law.
