what do the CRA's actually verify? I mean, how does it all work - do the CRA's contact the creditor and given them your name and then ask for the rest of the info? The reason I ask this is - today I called to speak to a TU rep because they keep verifying something that EQ and EXP have been unable to. I asked her how is it that TU verified it if nobody else could. She told me (now I am telling you guys the truth - this is what she said) that they contact the creditor and tell them that they are trying to verify if the info TU has matches what the creditor has - and then she proceeded to tell me that they say "we have girliegirl's address listed as blah, blah, blah and her SS# as xxx-xx-xxxx, Is this what you have?" And if the creditor says "yes" then it is verified. Now I am not stupid - I know this is not the drill - but what the hell?!? Can you guys believe that??? I promise I am not making this up. I just hung up the phone. It is impossible to argue with an idiot.
Remember, when you try to argue with an idiot, that you are sinking to their level and they will beat you with experience. fla-tan
in Texas, we advise not to mud-wrestle with Pigs. All that is accomplished is that you get dirty, and the Pigs like it.
Hey - I know! We can all contact TU and tell them that our new address is 123 Sesame Street and then dispute everything - that way they can't verify!!!
I also spoke with a TU emplyee today, this is what he said when I asked him how they verify.." since we are contracted w/ CAp i, we do the verification AUTOMATICLY by computer, no via phone or letter ( WTF he means) , imagin how many ppl has their credit file with us, we can no tbe veifying one by one."....................do they even know what they are talking about??....
