I just checked Creditexpert and had gained 17 points. Here's the reason..2 positive accounts have been deleted. Not sure how or why that affected it, one was paid in full/paying as agreed, the other was CL $3000 balance $2200 paying as agreed. That is too weird........but hell I'll take the point gain.
A couple other possibilities: -- You've got a lot of open revolving accounts. It's my understanding (based upon evidence for which I can't remember the source, lol) that FICO likes to see only less than 3 or 4 open revolving accounts. -- The two accounts that were removed were less than a year old. The FICO scoring algorithms favor older accounts. Doc
