This is too easy!!!!

Discussion in 'Credit Talk' started by delgato, Aug 24, 2003.

  1. delgato

    delgato Well-Known Member

    I had some sucess in my first round of disputes/validations. I am forever indebted to the people on this board.

    Before 1st round of disputes:

    a = collection accout for $111
    b = collection account for $192
    c = collection account for $342
    d = oc charge off for $2632

    |-------|---- c --|-- c -----|

    Since this was my first time I thought I would pursue a,b, and c. In two months I am going after d but this one is going to be a challenge because of the significantly larger balance and they are not collecting.

    Anyways, the 30 day CRA verification periond expires this week and I thougth I would take a peek. As of today my reports look like this

    |--c*-- |----c*--|--c*-----|

    *Collector C has marked them all as in dispute but also has reported to exp in dispute which they did not do before. Like I said, the CRAs has a few more days. Hopefully it will come off. I have not received any validation info from anyone. 30 day validation for c is up. Estoppel letter goes out to C tomorrow. My experian credit score has jumped 29 points from 610 to 639. It is still shitty but once the OC chargeoff comes off in a few months, it should jump. But I don't even care if it doesn't jump. Having a clean report is worth a lot more to me than a score.

    I would like to thank every one who took the time to respond to my posts. The advice you guys give is amazing. You could be easily be charging $$ for it.

  2. faztcobra

    faztcobra Well-Known Member

    Congrats! Looks like help from this board and your work is paying off!
  3. Butch

    Butch Well-Known Member

    We'll send you our bill.


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