Those Pre-Approved Mail Offers

Discussion in 'Credit Talk' started by Mommy2cats, Jun 25, 2002.

  1. Mommy2cats

    Mommy2cats Well-Known Member

    Hi All,

    Since a large majority of us here monitor our credit scores quite closely (grand understatement) - I've got a question.

    At about what score did you start receiving pre-approved offers? I'm talking about the offers of subprime as opposed to the real rip-off offers (like Premier whose fees are more than the national debt!

    I had been getting the ones where it's a $99 processing fee, $50 app fee, $100 for each cat I own, $200 fee for breathing, etc., Now that my score has gone up - I'm wondering if I will receive better offiers?

    I have noticed that I'm getting quite a few PRM inquiries on my report. (and geesh, First Premier seems to pull my report every two weeks!)

    Mommy2cats
     
  2. annie

    annie Well-Known Member

    This should be post 100 for me!!!! Yea!

    Have you applied for a Cap one. I have had such good success with them. It seems that when you have at least a few positive tradelines reporting, the offers began to come.
     
  3. NanaC

    NanaC Well-Known Member

    Ours actually didn't coincide with the score as much as the purchase of our home...it seemed to be like magic! We are 650's by the way, give or take
     

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