OK I just left the bank. I went there because I thought they only pulled EQ and my score has jumped by 80 pts (wanted their cc). Turns out they pull TU and she pulled mine. I am definitely in the 600 club with a score of 610! This is more than 50 pts higher than online score. My EQ is 615 and I am not sure about Ex (probably still stuck in mid 500's). Today has been a good day. Everybody hang in there and keep improving. This is great news for me! I offer encouragement to all newbies. I was in the high 400's and low 500's in Decemeber 2001 and was considering using a credit repair service. I don't think they could have done any better than I have done.
Congrats on the higher score! Didn't someone say though, that the score will depend on what "type" of report is requested...ie like for auto they pull the autoenhanced, etc.? I've given up on figuring them out...lol...I'm just going to keep on plugging along and hoping some combination will improve the scores. L
How do you get a TU score on-line? Do you have to pay for it? I have Creditexpert to see my EX score. I just paid for Scorepower to get my EQ score.
King, When you go to TransUnion's website to pull your credit report it takes you through a series of questions. Its ask if you would like your score to be included. The score is free. The credit report is $9.00 online. Take the score with a grain of salt though. It seems to vary drastically from the true FICO score. Dani
Yes it is. And here's the odd part - Eloan has me at 664, Tu has me at 688 - when the mortgager pulled my credit 2 weeks ago, it showed 664 for TU. How does that happen??
