I am calling these jerks tomorrow. Credit Accep Corp. They were included in Jim's bankruptcy and since the judgement more fees have incured and it says 120+ days late and unable to locate consumer. What assholes!!! What gives with that? Oh, and on top of that, they just did an REA(?) inquiry on the 17th of this month, the bankruptcy was discharged in January 01. Are they ignoring the bankruptcy that they were advised about or what? If I could find this bloody confirmation number I would do an online dispute now but I can't find it, grrrrrrr.
Melissa - is your report from the mail or online? If it's online there will be a confirmation number on the email they sent you. If it's by mail it will be at the top of most of the pages.
That joint account Junum fee of $25/month looking better and better huh. I would give it all to them. Wonder if dh's are eligible...if not it is only 30 I say "Keep life's frustrations to a bare minimum". -Dave
Personal Data consists of your name, current address and other identifying information reported by your creditors. Name: Annmarie xxxxxx Your Current Address: City, State, Zip: Date of Birth: Age: Social Security Number: investigate your file You may click here to launch an investigation of the credit information on your profile. You may also call 1-800-255-0801 to launch an investigation. [investigations are conducted by Equifax Credit Information Services] Your confirmation number is xxxxxxxxxx . Please have this number available when you call. Different states have different disclosure requirements when delivering credit information. Please Click Here for a list of states and the disclosures required by each state. Click Here for Federal Disclosure information. This is the page that list your personal info I hope you can find it now Look directly under start an investigation in blue print, underneath is your number as it shows it here
it was online but in the email it gives a confirmation number with letters and it says it only wants numbers so I am really confused. I am sorry this is such a headache for you all but thank you for helping me.
That is correct I checked my email message sent when I ordered the Equifax report online and the confirmation number is there. Score mvfl!
MELISSA You can't do an online investigation, you have to go through your local agency that is why you don't have a confirmation number.
Thanks mom, that isn't there. I cut copy pasted what was in his in the other post but here it is again for you. This is all that is there in both mine and his reports. Personal Data consists of your name, current address and other identifying information reported by your creditors. Name: xxx Your Current Address: xxx City, State, Zip: Blue Springs, MO xx Date of Birth: xxx Age: Social Security Number: xx investigate your file If you would like to investigate an item in your credit file, please contact CSC Credit Services, Box 674406, Houston, TX, 77267 at (800) 759-5979 Different states have different disclosure requirements when delivering credit information. Please Click Here for a list of states and the disclosures required by each state. Click Here for Federal Disclosure information. Equifax Consumer Services, Inc.
big bum I wonder why? Now I have to go through a big headache and talk to them in person or write, right?
You can't do online You have to go to your local agency, that explains why you don't have a conformation number
Re: You can't do online Yes you have to call or write them or visit if they are near you. Sorry that really stinks, TU is my local one here and they are a bunch of idiots
Re: You can't do online ugh, looks like Junum for the both of us now. Maybe I should just do it myself for awhile with his report since he doesn't have much credit history and what he does have is all negative but all of it should say included in Bankruptcy.
Re: You can't do online no 10# I CAN'T DO ON-LINE LOCAL AGENCY... BY THE WAY... QSPACE says nothing about PRM or AR (not a "soft" after all)???
Re: You can't do online no 10# George on your personal information page look what it says, if it tells you to contact your local agency then you can't dispute online, if it tells you click here to launch an investigation or contact Equifax then you can dispute online.
Re: You can't do online no 10# ticking me off incured and it says 120+ days late and unable to locate consumer. =============If they can't find customer then why is it in your report?
Re: You can't do online no 10# MELISSA, I CANT DO ONLINE EITHER BECAUSE I LIVE IN HOUSTON, TOO. I THOUGHT I WAS CRAZY BECAUSE I WASNT SEEING THIS CONFIRMATION #. THANKS FOR HELPING ME FIGURE THAT OUT.
