THE PROBLEM TO ME is that the financial services business has been abusing consumer data forever. Ever have to live with the consequences of a mistake on your credit report? Ever try to get that mistake fixed? That's the real reason people should worry about the security of their personal data: This is just how these companies do business. Microsoft, on the other hand, has fewer real uses for your personal information and can make plenty of money without misusing it. In fact, Microsoft could probably make even more money by giving consumers real control over their personal data. http://www.memail.com/fotos/index.html