I've never been clear about the 7 year time limit in regards to information falling off of a credit report. I have some derrogs from back in my college days. I haven't had contact with the original creditor or the CA since 1997 or 1998. Most of the accounts have been charged-off. Do these types of trade lines fall off after 7 year's of no payment on my end or no collection activity on their end or would they stay because I haven't paid these accounts? Thanks in advance!
BxrB it's 7 years paid or not THE END ** *** ** LB 59 """"```--~~~~~~~~~--```'""''' PS New Member Must Reads.--------------------------- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=350770#post350770 http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=314910#post314910 http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=352826#post352826 Sample letters http://consumers.creditnet.com/straighttalk/board/index.php?s= WhyChats statute of limitations http://community-2.webtv.net/Y-chat/WhyChatsCredit/ http://community-2.webtv.net/Y-chat/WhyChatsCredit/ statute of limitations http://www.edebtnetwork.com/content/collection_laws.asp """"```--~~~~~~~~~--```'""'''