Time Limits...

Discussion in 'Credit Talk' started by BxrB, Sep 12, 2003.

  1. BxrB

    BxrB Member

    I've never been clear about the 7 year time limit in regards to information falling off of a credit report. I have some derrogs from back in my college days. I haven't had contact with the original creditor or the CA since 1997 or 1998. Most of the accounts have been charged-off. Do these types of trade lines fall off after 7 year's of no payment on my end or no collection activity on their end or would they stay because I haven't paid these accounts?

    Thanks in advance!
  2. Brad J

    Brad J Well-Known Member

    Goto myfico.com and get all three reports. It is 7 years from DOLA (Date of last activity)

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