To make a long story short I am in the business and when Creditnet started posting our full IP addresses I started using a site that masks your true IP to post here because frankly, it is none of your damn business where I work. Essentially, you will see the IP address of the imposter is the same as mine only with a change in the last 3 numbers. I posted a tidbit about needing a 650 for a Walmart card with Chase and the person followed with a goofy expression and a oh, I meant 660. (Not true, it is 650). I sincerely apologize and I will no longer post on the board because I want to give advice and receive it without a mudding of the waters with silly posts by random pranksters. My hat is off to all of you are really amazing. You are truly helping others and educating yourselves at the same time. Cheers.