Hi Gang, An interesting quote from; http://www.carreonandassociates.com/battle.htm "Another area that many don't think about is your right to negotiate the debt. A debt collector wants to be paid. They are paid and rated by how they collect. If they are having a very slow month and you offer to settle an otherwise uncollectable debt, you may get your way! You have to consider timing. Debt collectors are more incline to agree to settle towards the end of the month."
They may "BUY" a debt @ $0.10/$1.00...so if you give them $0.50/$1.00 or $0.75/$1.00 they made some HUGE PROFIT!!! T-5
Actually they are making more than the O C would have made.So there is no excuse for them not to deleate.
