I very uncomfortable with my mail arriving to my house. I live a denseely populated area and my mail box is a short walk from the house. Anyone could come along and take my mail. This would be easy because I am rarely home. So I rent a P O Box at the post office. The only problem with this is the creditors. They usually don't approve applicants with a P O Box. So I apply using street address and change my account to P O Box after approval. But now I have discovered a better way. A postal employee told me that they read addresses from the bottom up and deliver to the lowest address. So this is how I give my address to all: John Doe 123 Elm Steet P O Box 456 Anywhere, NY 123456 My mail always goes to the P O Box and at the same time everyone knows my residential address. My crediors love it! If I need to move I only need to change the second line. Oh yea my latest copy of my CR had both street address and the P O Box listed. Fantastic.