I called Mr. Cooke about my TJ MAXX visa. I told him I had been very good on my Kmart Mastercard and deserved at least a total $500 cl. He looked it up and gave $500 for a total of $700. I know this is not much, but I am very glad. I will wait four months and try for a gas card. Then I am just going use the credit I have and generate as many positive entries as I can. I am slowly getting there, thanks to this board. Long Live CREDITNET!!!!!!!!!