TL Deletion Question

Discussion in 'Credit Talk' started by 242425, Nov 16, 2003.

  1. vghost

    vghost Well-Known Member

    Re: Re: Re: Re: Re: Re: Re: Tl Deletion Question


    • Main Entry: cer·ti·fy
      Pronunciation: 's&r-t&-"fI
      Function: transitive verb
      Inflected Form(s): -fied; -fy·ing
      1 : to attest authoritatively: as a : confirm; b : to present in formal communication; c : to attest as being true or as represented or as meeting a standard
      2 : to inform with certainty


      :)
     
  2. vghost

    vghost Well-Known Member

    Re: Re: Re: Re: Re: Re: Re: Re: Tl Deletion Question

    • I know, Butch ... :)

      Even while interpreting the law, we assume it's going to be this or that way. We can't be sure what will actually happen unless we try it. But we can prepare ourselves ... :)


      P.S. BTW, what do you think about the last addition to your "What is Estoppel?"
     
  3. sassyinaz

    sassyinaz Well-Known Member

    Re: Re: Re: Re: Re: Re: Re: Re: Tl Deletion Question

    vghost,

    This all goes back to my question, is it accurate and complete or is it not?

    Surely, if the TL were accurate and complete, you wouldn't be initiating legal action to see if they have the required certification or not.

    You can't win an FCRA case if the information isn't inaccurate.

    Sassy
     
  4. 242425

    242425 Well-Known Member

    Re: Re: Re: Re: Re: Re: Re: Re: Re: Tl Deletion Question

    Don't know if this helps or not but the CO that I disputed is NOT correct. I am 99.9999999% positive that it isn't mine. It is from a bank called WF Bank out of California. I have never heard of them and can't find anything on the web for them. Only have a po box in Salinas CA. Can't even find a phone number for them. I am from a small town way up north and the only bank that I have done business with other than my local banks is discover.
     
  5. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Tl Deletion Question

    WF=WELLS FARGO
     
  6. 242425

    242425 Well-Known Member

    Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Tl Deletion Question

    Checked with them already. They have never heard of me and don't show anything under my name or SSNumber ever. I have called every Wells Fargo listed in Salinas CA and none of the offices match what the WF Bank list's as their address.
     
  7. sassyinaz

    sassyinaz Well-Known Member

    Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Tl Deletion Question

    242425,

    You can request the procedures for verification from the CRA's. Since it's been deleted, I'd not do it in this case (no verification or inaccurate = deletion) but remember that you can for other lines that don't so easily drop away.

    Sassy
     

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