My DH has a TL listed on EX for Household Bank but we figured out that it is actually for a Refund Anticipation Loan we got from Beneficial when we filed our returns through H&R Block a couple years ago. We couldn't figure out this positive TL until recently. What I am curious about is why it is on his and not mine when we file taxes joint and had equal responsibility for this. The other funny thing is that it shows a date open for Dec 1990 but the dollar amount matches a 2000 return. It's not FAIR! I want a positive TL. *pouting*