To cexume | 8 posts since Jan 2004 And adoptolder | 15 posts since Jan 2004 1*why is it not lying, if indeed you DO have a debt with ABC company for $100? >< <> >< <> 1*I have been a member of this board for 3 years, and this issue comes up from time to time usually as a result of the poster being quite uninformed about the various consumer laws and their rights under them and having no idea of what credit repair is or how it works. I highly recommend the reading studying and re reading of every thing in the links below to get you started on the road to learning much.[color] *****NEW MEMBER MUST READS***** 12-25-3 What is Validation http://consumers.creditnet.com/stra....php?s=&threadid=42188&highlight= validation *** Victims of Credit Reporting *** http://members.aol.com/victcrdrpt/Score.html Rule of 72 http://consumers.creditnet.com/stra...=&threadid=39313&highlight=rule+AND+of+AND+72 Must SEE--------------------------- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=350770#post350770 http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=314910#post314910 http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=352826#post352826 """""""""""""""""""""""""""""""""" FixYourOwnCredit! http://consumers.creditnet.com/stra...848&highlight=fix+AND+your+AND+own+AND+credit """"""""""""""""""""""""""""""""""""""""""" '''''''''' `````````` '''''''''' Sample letters http://consumers.creditnet.com/straighttalk/board/index.php?s=WhyChats statute of limitations http://community-2.webtv.net/Y-chat...ity-2.webtv.net/Y-chat/WhyChatsCredit/statute of limitations http://www.edebtnetwork.com/content/collection_laws.asp""""```--~~~~~~~~~--```'""''' THE END ** *** ** LB 59""""```--~~~~~~~~~--```'""'''
Thanks for posting this. I have read all of the links already, but my mind starts to glaze over after a while. I am going to continue reading, and re-reading until I feel somewhat competent. I don't want to jump in and screw up my credit anymore than it already is! I replied to the other topic - I think I understand now. If they can't provide the information to prove I owe the debt, then I never did. SO the statement isn't a lie until they present proper validation and I give up. Correct?
RITE:With out proof there is no legal debt. When you dispute as not mine you are saying I have no legal debt (obligation ) to this party which is 100% true,therefore you can't be lying.