Hey Chet!! How are you doing. Do you still chat at Creditmania or have you moved to yahoo? I am still at Creditmania. Anyway I want to ask you something. You told someone that you applied on-line to Cap One and got a card 10 days later. Was this your 1st or 2nd card? What were the terms? BTW. - No news yet on the GM card. I sent them the utility bills 2 weeks ago. LOL
Jim, I'm doing fine my friend. I've chatted at Yahoo once briefly, a couple of weeks ago. Because of work obligations, I only have the opportunity to chat about once a month, so I checked out both sites It was a second card from Cap One that I applied for online. The terms were 19.8% APR and a $29 annual fee. I think your in with the GM Card! When I applied, I got a denial letter within a week Jim, I'm at a point now where I am just going to wait until the BK falls off in another year, before I apply for anymore credit. I have applied for several prime cards, and always get the same answer "Denied due to Bankruptcy". I can't wait until this BK experience is a distant memory! Chet
