chriscraft - i am also in northern california and already have a savings account w/ golden one. What other banks will allow me to do this? I want to try for 6 banks or so, and all report to the 3 CRAs and do this for a year.. all for $1000. I've read that it looks suspicious if all loans are the same amount - is this true? Can I possibly get the list of banks for norcal via email? my email address is: ender510@yahoo.com. Are these all credit unions? Thx in advance..
